Essential Reading

Retirement Income for Life: Solving the Longevity Equation.

A Comprehensive Resource for Financial Professionals and Retirement Specialists

Essential Reading for Retirement Professionals

This book is an essential guide for financial planners dedicated to helping clients build a secure retirement income strategy.

Written by industry experts David Orford, Jim Hennington, and the team at Optimum Pensions, it expertly addresses the challenges of rising life expectancy, providing strategic insights to ensure a confident and fulfilling retirement.

Balancing client retirement lifestyle expectations with the range of retirement income options available in the Australian market, the guide takes a practical approach, offering actionable steps to implement key principles. Real-world case studies bring these concepts to life, showcasing successful strategies that financial planners can readily apply.

This book delivers practical insights for:

Financial advisers developing retirement income strategies
Superannuation fund executives implementing retirement income covenant Solutions
Investment professionals evaluating lifetime income options
Product specialists designing next-generation retirement solutions

Key BOOK FEATURES

The Longevity
Challenge

Evidence-based analysis of increasing lifespans

Practical
Insights

Practical insights into balancing client retirement lifestyle expectations with the array of retirement income options available in the Australian market.

Key Principles
+ Actionable Steps

Actionable steps and key principles for implementing successful retirement income strategies.

Regulatory
Navigation

Aligning solutions with best interest duties

Case
Studies

Real-world case studies illustrating effective approaches that financial planners can readily apply

Implementation
Guide

Step-by-step approach to introducing lifetime income solutions

“

"An easy to read exposition of the new range of retirement options now available which will become increasingly important as more baby boomers retire. The volume is designed for financial planners but will be of interest to anyone wanting to know more about the challenges and opportunities of preparing for and enjoying the senior years... "

Trevor, Sydney

“

"Extraordinsarily well written book that should be an essential tool fore all financial Planners and their clients. While reuirement planning and related choices are complex subjects this book addressesz all of them in laymans terms and clearly highlights the very important areas where decisions need to be made (and updated) and the options available (inluding newer options such as Investment Linked Annuities) to enable each of us to retire well."

Charles Henry

“

"We loved the way it is a technical book that allows non-professionals to engage, while having much for the professional to learn. Appreciated the sections on life expectancy, aged care and thinking through what our needs will actually be as we age...The key takeaway for us is that retirement income can increase by 15% - 30% with the right strategy.

Tim B

“

This book was recommended as a helpful resource, for both financial advisors as well as for non-professionals like myself - as I enter my “pre-retirement” years of planning.The 8 stage retirement plan outlined on page 6 - provides an excellent overview of the concepts that need to be ‘tackled’ in considering retirement..."

Lucy

“

I like it! Very simple and informative. We are going to need tools like this, especially in the advice experience.

Greg Hansen Hub24

“

I find it a great tool for financial planners when providing projections for clients retirement needs. It was an eye opener to see the significant difference in life expectancy of up to 10 years in some cases.

Lee Forde Financial Planner

“

I have started using the tool as part of my client file notes to help comply with the code of ethics, including standard 6 to demonstrate that just because part of the clients funds are in a lifetime income stream doesn’t mean there will be sufficient overall income for life given people are living longer and demonstrating this will be essential moving forward.

Lee Forde Financial Planner