Living with Uncertainty

Living with UncertaintyLiving with Uncertainty

If we are to learn anything from the current situation we find ourselves in, it’s the challenge of trying to find certainty in an uncertain world.

For most Australians, retirement means living with uncertainty. The transition from employment often manifests itself in stress and anxiety, and although each of us differs in how much change and uncertainty we can tolerate, some situations challenge even the most resilient among us.

Understandably, financial considerations often take most of the focus: ‘How will I make my retirement savings last?’ ‘How do I manage my day-to-day savings?’ or ‘How should I respond to changing economic conditions?’ But broader considerations including purpose, family, social, health and wellbeing need to be addressed as well.

One of the biggest challenges for life after full-time work is dealing with uncertainty.

While it’s important to acknowledge that uncertainty is a natural part of life, it’s also important to take action on those parts of your life that you have control over.

As we have all experienced this week, often we have no control over events and circumstances can change quickly and dramatically. With an understanding how stress and anxiety can get in the way of decision making, sometimes the only thing we have control over is how we choose to react to the challenges we face.

Optimum Pensions was launched with a single mission: to help Australians lead a comfortable retirement. As working Australians contemplate dipping into their retirement nest eggs to help them through these tough times it is important to consider how will this affect their savings and their financial retirement resilience down the track.

We need to acknowledge that life has changed dramatically and in ways we could not have contemplated and move forward with this in mind. Living with uncertainty does not mean we give in to the fear and bemoan the comfort of what we leave behind, but rather evolve, adapt and recognise the possibilities in the new. How you choose to face uncertainty and make decisions that will determine your future, is up to you.

From all of us here at Optimum Pensions, stay safe and let’s look out for each other.


The Optimum Pensions Real Lifetime Pension is an investment linked lifetime income stream where the assets stay in investment options managed by the superannuation fund but longevity risk is transferred to a global reinsurer. Find out more Real Lifetime Pension.

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