Superannuation Funds
Member Best Financial
Outcomes.
Australian retirees are ready for new solutions to longevity risk
As Australians live longer, longevity risk is one of the biggest challenges facing retired super fund members. Traditional retirement income strategies may not be enough to ensure members have financial security for life. Legislation changes by the Australian Government have removed barriers to innovative retirement income products and paved the way for an increased quality of retirement.
Why Lifetime Income Matters for Your Members
Protect Against Longevity Risk
Ensures members never outlive their retirement savings.
Improve Member Confidence
Enables worry-free spending in retirement, rather than cautious withdrawals.
Enhance Retirement Outcomes
A more secure alternative to traditional account-based pensions alone.
The Opportunity
for Super Funds
By offering Lifetime Pensions, your super fund can provide true retirement security—giving members the income certainty they need for life.
- MEET MEMBER EXPECTATIONS
Australians expect a reliable retirement income, not just a lump sum. - STRENGTHEN FUND RETENTION
Providing lifetime income options keeps members engaged with their fund long into retirement.. - ALIGN WITH INDUSTRY BEST PRACTICES
Addresses key concerns raised by APRA, ASIC, regarding the Retirement Income Covenant.
Why Lifetime Income Matters for Your Members
Access tools and research to help integrate lifetime income solutions into your fund’s offering.
Lifespan
Calculator
Understand how long you could need your retirement income to last.
Find out moreSuperannunation Fund Insights
The Longevity Conversation: The Missing Link in Retirement Advice
In the complex landscape of retirement planning, one question towers above all others:...
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The Growing Call for Lifetime Income Products in Australia
We welcome the Grattan Institute’s recent report, Simpler Super: Taking the Stress Out of...
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How Your Parents’ Lifespan Affects Your Retirement Planning
Should your parent’s age at death guide your own attitude to longevity risk...
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The Growing Need for Lifetime Income Products: Barriers and Solutions
Lifetime income products are essential for ensuring financial security in retirement. However, the...
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5 ‘Blame The Retiree’ Narratives to Avoid
In 2024, the market and social researcher Susan Bell released an eBook, Spending...
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Reflecting on 2024 and Looking Ahead to 2025
Looking back on 2024 there were some major developments, regulatory shifts, and innovative...
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Ready to grow?
Don’t wait for your competitors to outpace you.
With 15 providers now offering longevity product solutions in Australia, find everything you need to provide a fully insured low risk, white label product.
Offer you members a guaranteed income for life, no matter how long they live with:
- MORE INCOME FOR LONGER
Provides higher income compared to conservative drawdown strategies. - FLEXIBLE ACCESS
Members can combine it with other retirement income products. - BUILT-IN PROTECTION
Continues to provide income, even if the member’s account balance runs out.
