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Advocating for Advisers: Real Change Is Underway

At Optimum Pensions, we’ve long believed that improving Australians’ financial literacy is...

The Longevity Conversation: The Missing Link in Retirement Advice

In the complex landscape of retirement planning, one question towers above all...

The Growing Call for Lifetime Income Products in Australia

We welcome the Grattan Institute’s recent report, Simpler Super: Taking the Stress Out...

How Your Parents’ Lifespan Affects Your Retirement Planning

Should your parent’s age at death guide your own attitude to longevity...

The Growing Need for Lifetime Income Products: Barriers and Solutions

Lifetime income products are essential for ensuring financial security in retirement. However,...

5 ‘Blame The Retiree’ Narratives to Avoid

In 2024, the market and social researcher Susan Bell released an eBook,...

Reflecting on 2024 and Looking Ahead to 2025

Looking back on 2024 there were some major developments, regulatory shifts, and...

Redesigning Retirement: Australia’s Path to a Top-Tier Retirement System

The Mercer CFA Institute Global Pension Index (the Index) has been comparing...

7 Facts on investment-linked lifetime annuities

This blog post was written by Generation Life and previously published on...

Navigating Uncertainty: The Role of Assumptions in Retirement Planning Tools

The unpredictability of life expectancy creates a significant risk when trying to...

The Evolution of Retirement Income: A Story of Financial Innovation

The history of annuities and retirement income products. From ancient Egypt to...

How much do you really need to retire? A modern retirement standard.

Do you really need $595,000 for a single homeowner to have a...

Advocating for Advisers: Real Change Is Underway

At Optimum Pensions, we’ve long believed that improving Australians’ financial literacy is...

The Longevity Conversation: The Missing Link in Retirement Advice

In the complex landscape of retirement planning, one question towers above all...

How Your Parents’ Lifespan Affects Your Retirement Planning

Should your parent’s age at death guide your own attitude to longevity...

The Growing Need for Lifetime Income Products: Barriers and Solutions

Lifetime income products are essential for ensuring financial security in retirement. However,...

5 ‘Blame The Retiree’ Narratives to Avoid

In 2024, the market and social researcher Susan Bell released an eBook,...

Reflecting on 2024 and Looking Ahead to 2025

Looking back on 2024 there were some major developments, regulatory shifts, and...

Redesigning Retirement: Australia’s Path to a Top-Tier Retirement System

The Mercer CFA Institute Global Pension Index (the Index) has been comparing...

7 Facts on investment-linked lifetime annuities

This blog post was written by Generation Life and previously published on...

Navigating Uncertainty: The Role of Assumptions in Retirement Planning Tools

The unpredictability of life expectancy creates a significant risk when trying to...

The Evolution of Retirement Income: A Story of Financial Innovation

The history of annuities and retirement income products. From ancient Egypt to...

How much do you really need to retire? A modern retirement standard.

Do you really need $595,000 for a single homeowner to have a...

Period Life Expectancy vs Cohort Life Expectancy: The Difference is Important

The term ‘life expectancy’ is hazardous when it comes to financial planning,...

The Longevity Conversation: The Missing Link in Retirement Advice

In the complex landscape of retirement planning, one question towers above all others:...

The Growing Call for Lifetime Income Products in Australia

We welcome the Grattan Institute’s recent report, Simpler Super: Taking the Stress Out of...

How Your Parents’ Lifespan Affects Your Retirement Planning

Should your parent’s age at death guide your own attitude to longevity risk...

The Growing Need for Lifetime Income Products: Barriers and Solutions

Lifetime income products are essential for ensuring financial security in retirement. However, the...

5 ‘Blame The Retiree’ Narratives to Avoid

In 2024, the market and social researcher Susan Bell released an eBook, Spending...

Reflecting on 2024 and Looking Ahead to 2025

Looking back on 2024 there were some major developments, regulatory shifts, and innovative...

Redesigning Retirement: Australia’s Path to a Top-Tier Retirement System

The Mercer CFA Institute Global Pension Index (the Index) has been comparing global...

7 Facts on investment-linked lifetime annuities

This blog post was written by Generation Life and previously published on their...

Navigating Uncertainty: The Role of Assumptions in Retirement Planning Tools

The unpredictability of life expectancy creates a significant risk when trying to estimate...

The Evolution of Retirement Income: A Story of Financial Innovation

The history of annuities and retirement income products. From ancient Egypt to present...

How much do you really need to retire? A modern retirement standard.

Do you really need $595,000 for a single homeowner to have a comfortable...

Period Life Expectancy vs Cohort Life Expectancy: The Difference is Important

The term ‘life expectancy’ is hazardous when it comes to financial planning, especially...

The Longevity Conversation: The Missing Link in Retirement Advice

In the complex landscape of retirement planning, one question towers above all others:...

Navigating Uncertainty: The Role of Assumptions in Retirement Planning Tools

The unpredictability of life expectancy creates a significant risk when trying to estimate...

Period Life Expectancy vs Cohort Life Expectancy: The Difference is Important

The term ‘life expectancy’ is hazardous when it comes to financial planning, especially...

How Lifetime Income Products Can Help Reduce the ‘Taper Trap’ for Retirees

The taper rate is part of the assets test used to determine eligibility...

The Missing Piece: Longevity Awareness and your retirement plan.

THE MISSING PIECE: Longevity Awareness and your Retirement Plan. What would you consider...

Helping Financial Planners Solve the Longevity Equation

Helping Financial Planners Solve the Longevity Equation So Australians Can Retire with Confidence....

Retiring Confidently: Why Super Funds need to Provide Income Insurance

Retirement looks different for everyone, yet one thing remains certain, everyone wants the...

Life Expectancy On The Rise Down Under

The Australian Bureau of Statistics’ recently released life tables revealed Australia’s life expectancy...

Longevity Risk: The mother of all retirement risks

We all face uncertainty in retirement – from deciding when to leave full-time...

Why you will live longer than you think

Getting life expectancy right and understanding how long we will live—and making sure...

Closing Australia’s Indigenous Life Expectancy Gap

National Close the Gap Day advocates for health equity of Australia’s indigenous people...

Going the Distance Financially: Retirement for Couples

Most couples have a dream for their retirement. Ticking things off their...

The Growing Call for Lifetime Income Products in Australia

We welcome the Grattan Institute’s recent report, Simpler Super: Taking the Stress Out...

How Your Parents’ Lifespan Affects Your Retirement Planning

Should your parent’s age at death guide your own attitude to longevity...

The Growing Need for Lifetime Income Products: Barriers and Solutions

Lifetime income products are essential for ensuring financial security in retirement. However,...

5 ‘Blame The Retiree’ Narratives to Avoid

In 2024, the market and social researcher Susan Bell released an eBook,...

Reflecting on 2024 and Looking Ahead to 2025

Looking back on 2024 there were some major developments, regulatory shifts, and...

Redesigning Retirement: Australia’s Path to a Top-Tier Retirement System

The Mercer CFA Institute Global Pension Index (the Index) has been comparing...

Leveraging ABS Data to Support Trustee Decision-Making

We often hear from trustees that they don’t have sufficient information to...

Redesigning Retirement: The Case for Soft Defaults

“The retirement phase of superannuation is underdeveloped and does not meet...

Fixing the Retirement Phase.

Finally, 32 years after the introduction of compulsory superannuation contributions in Australia,...

Meeting retirement needs: Decumulating with confidence

ASFA CONFERENCE 2003 Meeting retirement needs: Decumulating with confidence Achieving a good...

What do we know about Australia’s retirees?

The latest release from the Australian Bureau of Statistics provides valuable insights...

The Intergenerational Report : The Ageing Population and the Superannuation System

The Australian Government has published the latest edition of the Intergenerational...

Welcome to the Optimum Pensions Lifespan Calculator

The Big Question in Retirement Planning: How Long Should My Retirement Income...

David Orford has a Dream of Lifetime Income Streams for all Australians.

I have a Dream of Lifetime Income Streams for all Australians…

A dream which will soon be a reality when our innovative lifetime...

Meet Peter Rowe – ASFA’s Newest Life Member

Australia’s peak superannuation body, the Association of Superannuation Funds of Australia (ASFA),...

Optimum Pensions Double Winner in Plan For Life Excellence Awards

Optimum Pensions has proudly taken home two awards in the 2020 Plan...

A playlist to celebrate life

Music really is medicine for the soul. There is no more important time...

Seasons Greetings

What do pensions and Christmas have in common? Among the Christian community,...

Summer Reading

2019 was the year the Government announced a review into the retirement...

Optimum Pensions Recognised at The Plan for Life Longevity Cover Awards

With retirement income stepping into the government spotlight and superannuation funds now sitting...

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